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Salary & Pay

Pay arrives in different units — hourly, weekly, annual — and the figure that matters is what lands in your account. These tools convert between them and, where the rules are verified, estimate deductions.

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UK Take-Home Pay Calculator

See what actually reaches your account after Income Tax, National Insurance, pension and student loan — with every band shown, for the 2026/27 tax year. Covers England, Wales and Northern Ireland.

This works out your net pay — what lands in your account — from a gross annual salary, for the 2026/27 UK tax year. It applies the Personal Allowance, the three Income Tax bands, employee National Insurance, and any pension or student loan repayment, then shows each deduction separately with the band it came from. The figures are for England, Wales and Northern Ireland. Scotland sets its own Income Tax bands, so a Scottish salary will not match this page.

Open the uk take-home pay calculator

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Each links to the tool that answers it, where the full explanation sits beside the calculation.